MYTH TWO: Wearing Sunscreen at the Beach is Protection

85 percent of UV rays can even make it through on cloudy days. That means you are equally at risk in the car, walking the dog or letting your children out to play at any time of year - even when you're not at the beach. Of course, you are usually less attired at the beach and so covering up is recommended even when wearing sunscreen. Sunscreen also wears off with sweat and water and should always be applied every two hours or after getting wet.

MYTH THREE: Taking Care Of Your Skin Now Will Protect You

Sadly, skin cancer can take 20 or more years to develop. The Skin Cancer Foundation states that most people receive about 80 percent of their lifetime sun exposure before the age of 18. Just one blistering sunburn in childhood is estimated to double the risk of melanoma later in life. Taking better care now will reduce the risk, but not eliminate the damage already done.

MYTH FOUR: Having a Tan Means You're More Protected

Dark skinned individuals are less likely to develop cancer, but tanned skin is actually damaged skin. Repeated tanning injures the skin and increases the risk of skin cancer.

MYTH FIVE: You Can't get Burned on Overcast Days

Just because the sun is hidden by some cloud does not mean that you don't need protection from the harmful effects of the suns rays.